Positive Pay File Setup Requirements
Post date: Dec 20, 2012 1:27:5 PM
Each bank has their own file formatting requirements for their ACH / Positive Pay files.
Below are some of the setup requirements by bank.
All of these settings are entered into the Risk Information --> Checking Account screen for the specific risk.
5th 3rd Bank
The file name for the positive pay file must be placed in the LOGDX field.
The three digit bank number must be placed in the ARPID field - this will be specified by 5th 3rd - value might be 052
Bank One
Login Header string supplied by the bank must be placed in the LOGDX field
ARPID will be supplied by the bank and is also included as part of the file name.
Bank of America / Bank of America - PAYEE
No Special Settings
First Midwest Bank
The file name for the positive pay file must be placed in the LOGDX field.
The three digit bank number must be placed in the ARPID field - this will be specified by the bank - value might be 642
First National Bank
ARPID needs a 3 character value that will be supplied by the bank and will be included in the file name
Huntington Bank
Huntington requires a specific file name for the files to be uploaded. The file name must be entered in the LOGDX field.
JP Morgan Chase
ARPID will be supplied by the bank and is also included as part of the file name.
Chase is requiring signed and encrypted files. Compensate generates the text file required for Chase but can not sign the file because the file must be singed with a PGP key that is generated for the exclusive use of the client that owns the checking account. Users will have to download and install GPG4win (http://www.gpg4win.org) to sign and encrypt the file as required by Chase.
Chase has 2 file formats - Direct and Web to get the Web format set the ARPTYPE to WEB. If ARPTYPE is empty the direct file format will be generated.
Key Bank
No additional information is needed from the bank. The file is complete as generated.
National City
ARPID (8 characters) and ARPTYPE (5 characters) values will be supplied by the bank
ARPTYPE value of ARPDB will generate a file with a column with of 200 characters otherwise it generates a file with a record length of 80.
PNC Bank - Pinacle
PNC requires a specific file name for the files to be uploaded. The file name must be entered in the LOGDX field.
PNC Bank
PNC requires a specific file name for the files to be uploaded. The file name must be entered in the LOGDX field.
Single Point - USB
No special configuration
US Bank
No special configuration
Wells Fargo
There are 3 file formats for Wells Fargo
Old file format requires a Login Header string supplied by the bank must be placed in the LOGDX field
National file format requires the string "NATIONAL" in the LOGDX field
The new file format requires the LOGDX field to be blank and the 5 digit bank number to be placed in the ARPTYPE field.
If there are values in the ARPTYPE and LOGDX fields the old file format will be generated
ARPID will be supplied by the bank and is also included as part of the file name.
WesBanco
WesBanco requires a specific file name for the files to be uploaded. The file name must be entered in the LOGDX field as "check_file".